ABOUT KISTI
Smart payment for Smart Phones
Kisti is a community-focused initiative delivering high-quality smartphones on easy installment plans so that economically disadvantaged individuals can join the digital economy, access education, market goods, and stay connected. We combine trusted brands, transparent financing, and on-the-ground support to bridge the digital divide.
Kisti is more than just a payment solution – it’s a social initiative. We empower underprivileged communities, farmers, indigenous people, women entrepreneurs, day laborers, and low-income families by making smartphones affordable and accessible.
Our Mission
To bridge the digital divide by providing affordable, high-quality smartphones and supporting digital literacy and entrepreneurship in underserved communities.
Our Vision
A society where every individual—regardless of income or location—can access the transformative benefits of technology for education, work, and community growth.
Goals
Expand coverage across Bandarban and neighboring districts. Provide training on basic smartphone use and freelancing skills. Partner with trusted brands to keep product variety and quality.
Why Choose Kisti
A digital Bangladesh where everyone is connected
0% Down Payment & Easy Installments
No upfront cost, get your phone today. Flexible monthly payment options.
Trusted & Transparent and Empowering Communities
Clear process, no hidden charges.
Bridging the digital divide.
Our Services
We believe technology should be accessible to everyone. That’s why we provide affordable, transparent, and community-driven services designed to empower people with smartphones and digital opportunities.
Smartphone Installment Service
Digital Empowerment Programs
After-Sales Care & Support
Islamic Overseas Employment Support Fund (IOESF)
The Islamic Overseas Employment Support Fund (IOESF) is a Shariah-compliant financial assistance program designed to help Bangladeshi workers migrate abroad legally and ethically. By offering interest-free loans and cost-plus financing, the project eliminates exploitative lending, enhances fair employment, and contributes to the nation’s economic growth through increased remittances. The pilot phase targets 500 workers in the UAE and Saudi Arabia, with future expansion planned across multiple labor destination countries.
Our Service Areas
Expanding nationwide soon!
Bandarban District
Cox’s Bazar District
South Chattogram
How Kisti Works
Fill out a simple application form through our website or visit our local office.
Online: Submit your details from anywhere, anytime.
Offline: Visit our office and apply with the help of our support team.
We keep the process simple so that everyone, even first-time smartphone users, can apply easily.
Our team carefully reviews your information.
We verify your identity and eligibility.
The goal is to make sure smartphones reach the people who need them most.
This step ensures fairness and transparency for all applicants.
Once your application is approved, you’ll receive your smartphone quickly.
Collect it directly from our office or get it delivered (depending on location).
Our team will guide you on basic setup and usage if needed.
We don’t just deliver phones—we help you get started with your digital journey.
Enjoy your smartphone immediately while paying later.
0% Down Payment – No upfront cost.
Flexible Monthly Installments – Affordable for low-income users.
Multiple Payment Options – Pay via cash, mobile banking, or directly at the office.
No stress, no hidden charges—just a fair and simple plan to own your smartphone.
Kisti to Build a Digital Bangladesh
Now, smartphones in everyone’s hands!
🔹 0% Down Payment on smartphones
🔹 Easy Installments (matched to your income)
🔹 Freedom to Choose Any Brand
🔹 No Credit Check or Bank Account Required
Service Areas: Bandarban, Cox’s Bazar, South Chattogram
"A single smartphone can change your life!"
Awards and Recognitions
Our Partners
Photo Gallery
